5 min read

Home Cybersecurity 101

Home Cybersecurity 101

With all the security breach headlines in the news these days, it’s understandable you may be concerned about computer and internet security in your home.

Reaching a state of complete security is arguably impossible, but there are still several measures you can take to protect yourself from security breaches, viruses and more. Here are a few precautions you can take to ensure you’re being as safe as possible while out in cyberspace:

cybersecurity checklist

Install anti-virus protection

Installing reliable anti-virus protection on your devices can go a long way in protecting against malicious software that can corrupt your system and destroy or steal your data.

Luckily, if you’re on Windows, Microsoft offers a built-in Windows Defender Anti-Virus tool, which is very effective and on par to other modern anti-virus tools.

Keep in mind that simply installing anti-virus protection is not enough to prevent malware from reaching your device. The following are additional steps to take, as anti-virus tools can be defeated.

Stay up-to-date with device updates

New software updates are regularly offered to fix bugs and improve usability and performance. Installing new updates is called “patching,” as they target security vulnerabilities and eliminate them.

It’s your responsibility as the user to keep up with the latest software versions. Not staying up-to-date makes you an easy target for people trying to compromise your device, as they often look at what security vulnerabilities were fixed and target those who are slow to update.

Change default credentials

Many of your home devices, such as your wireless router/modem combo, will come with default login credentials. These credentials are widely known, so you should change the password as soon as you receive the device to prevent unauthorized and malicious access.

Use strong passwords

People tend to choose passwords that are easy to remember, which typically leads to weak passwords. When setting your password, it’s important to find a balance between creating one you can remember and one that will be hard to crack.

Here are some tips for creating a strong password:

  • Pick a few words that you like or flow together
  • Don’t pick words that include personal information that can be easily found (your kids’ names, birth months, etc.)
  • Use four or more words that are four or more letters long (the longer the better)
  • Use spaces, symbols and numbers
  • Purposely misspell one or more of the words. Example passphrase: chair trees wood tabel stick. (Notice that “table” is misspelled.)

Use a password manager

Using the same password for multiple accounts means that someone only needs to crack one password to gain access to several or all your accounts. Therefore, a very important best practice is to have a different password for every site and application you use. This can obviously become difficult to manage, which is when a password manager comes into play.

By installing a reputable password manager, such as Last Pass, on your device, you can generate a completely random, 16 character password for every site you use, and let it save it for you. You only have to remember the “master” password you use to access your password manager in order to access your accounts.

Just remember: do not use this password for anything other than your password manager!

Be cautious of freeware

There are many great free applications available to download, but a number of them contain malware. Be cautious of free applications and research the application you want before you download it. A quick search should help you find out if the freeware you are interested in is reputable.

Avoid phishing emails and bad links

Watch out for fishy looking emails, as they may be a phish! Phishing emails usually try to get you to click a link or reply with some sort of sensitive information. If you don’t recognize the sender and something seems slightly off, just delete the email. Don’t click on any links or open any attachments.

Phishing emails look more and more legitimate these days. Here are a few tips for spotting a phishing email:

  • Watch out for poor grammar and spelling.
  • Delete emails containing threats and demanding money. They’re just scare tactics.
  • Hover over links to see where clicking on this link will take you. Inspect the link for slight spelling changes that would result in an untrusted site.
  • Watch out for subject lines designed to grab your attention, making you eager to click.

Use search engines to find websites

In the past, it was common to type a URL directly into the address bar to get to a website. This is becoming more risky, as a simple misspelling can direct you to a malicious website that’s designed to look like the site you’re trying to visit.

To be safe, search for the website you want to visit using your favorite search engine, and use the links in the results to reach your destination. Then save the legitimate link in a bookmark to click on later without fear of misspellings.

By checking off all these steps, you can rest assured you’re being as safe as possible while out in cyberspace!

Next steps:

  1. Make sure your phone, computer and other devices are up-to-date with updates and anti-virus software.
  2. Learn more about staying secure online with our other Security articles.
  3. Subscribe to stay updated with our latest articles, videos and infographics and contact me with any questions.
Edin Hadzic, CBAO, CBSM, CAMS

Edin Hadzic, CBAO, CBSM, CAMS

Financial Intelligence Officer (515) 222-2016 Email Edin

Edin Hadzic is a Compliance and Information Security Officer at Bankers Trust. In previous roles with the bank, Edin has worked in the retail space as a Teller at the North Branch and as an Electronic Banking Analyst in the Electronic Banking Department. His responsibilities include Bank Secrecy Act (BSA)/Anti-Money Laundering Compliance and fraud monitoring. Edin is a Certified Bank Security Manager (CBSM), Certified BSA-AML Officer, holds a CAMS certification (Certified Anti-Money Laundering Specialist), and was designated as the Bank’s OFAC Officer in the summer of 2017. Edin is a graduate of Grand View University where he earned a Bachelor of Science degree in Management Information Systems and Business Administration. In his spare time, Edin enjoys watching football (Go Hawks!, Go Eagles!) and fishing during the summer time.   CBSM certification is specially designed to benefit any professional working with Information Technology and Information Security who has a direct responsibility for information.    CBAO certification signifies being a BSA AML Officer. This certification is put on by Lexis Nexis and it covers the following: Bank Secrecy Act, USA Patriot Act, Anti-Money Laundering Requirements, OFAC Requirements.   The CAMS credential is the gold standard in anti-money laundering certifications and recognized internationally by financial institutions, governments and regulators.

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