3 min read

What You Need to Know about Debit and Credit Card Safety for Your Upcoming Vacation

What You Need to Know about Debit and Credit Card Safety for Your Upcoming Vacation

As the colder weather is coming to an end and warmer weather is right around the corner, many of you will be planning a vacation getaway. It can be easy to get side tracked about your financial security while planning a vacation, but it is extremely important to take the safety of your accounts into consideration if planning to use your debit card, especially when traveling internationally.

Four Financial Security Steps You Can Take Before and During Your Trip

  1. Notify your bank ahead of time – Let your bank know what your travel itinerary looks like. You’ll want to share information about the duration of your trip and where you will be. This helps us anticipate unusual transactions so your card isn’t shut off unexpectedly. In addition, it’s helpful to provide your bank with a current phone number and email address in case we need to reach out to you to confirm out of pattern transactions.
  2. Travel smart – When it comes to methods of payment, be sure to clean out your wallet and take out credit cards and debit cards that you don’t anticipate using on your trip. The last thing you want is for your wallet to be stolen when traveling, especially in a different country. In addition, if you will be traveling across borders, order foreign currency from your bank ahead of time. Having a small variety of payment methods, is crucial in case a card terminal is down and you need to make a purchase.
  3. Stay alert – Especially if you plan on using foreign ATM terminals or paying with your debit card, awareness is key. Pay attention to the card reading devices you use, and if it looks questionable, pay with cash. Also, when you are using a PIN, make sure to use your free hand to cover over the pin pad so no one can look over your shoulder.
  4. Monitor your account – Use your bank’s mobile banking app and occasionally log in to review your accounts and transaction history for any suspicious transactions. Make sure you’re either using cellular data or a private Wi-Fi network since public Wi-Fi is susceptible to hackers. If you see fraudulent activity, see if your bank has a feature to turn your card off, and be sure to call your banker as soon as possible.

Safe travels!

Next steps:

  1. If you are a Bankers Trust customer and need to report lost or stolen cards, please contact us at 1-800-236-2442 for debit or ATM cards, or 1-800-325-3678 for credit cards.
  2. Learn more about everyday financial security and extra travel tips by checking out our Security articles or subscribing to receive new articles in your inbox via the right hand sidebar on this page.
  3. Contact me to learn more.
Edin Hadzic, CBAO, CBSM, CAMS

Edin Hadzic, CBAO, CBSM, CAMS

Financial Intelligence Officer (515) 222-2016 Email Edin

Edin Hadzic is a Compliance and Information Security Officer at Bankers Trust. In previous roles with the bank, Edin has worked in the retail space as a Teller at the North Branch and as an Electronic Banking Analyst in the Electronic Banking Department. His responsibilities include Bank Secrecy Act (BSA)/Anti-Money Laundering Compliance and fraud monitoring. Edin is a Certified Bank Security Manager (CBSM), Certified BSA-AML Officer, holds a CAMS certification (Certified Anti-Money Laundering Specialist), and was designated as the Bank’s OFAC Officer in the summer of 2017. Edin is a graduate of Grand View University where he earned a Bachelor of Science degree in Management Information Systems and Business Administration. In his spare time, Edin enjoys watching football (Go Hawks!, Go Eagles!) and fishing during the summer time.   CBSM certification is specially designed to benefit any professional working with Information Technology and Information Security who has a direct responsibility for information.    CBAO certification signifies being a BSA AML Officer. This certification is put on by Lexis Nexis and it covers the following: Bank Secrecy Act, USA Patriot Act, Anti-Money Laundering Requirements, OFAC Requirements.   The CAMS credential is the gold standard in anti-money laundering certifications and recognized internationally by financial institutions, governments and regulators.

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