2 min read

Things You Should Do Before Buying A Home (Video)

Things You Should Do Before Buying A Home (Video)



Buying a home is a really big step, so whether it’s your first home or your fifth home, congratulations!

Home buying can be a really long process, but there are a few things that you can do early to make things go smoothly. Here is what I often recommend to my clients:

  • First, find a lender to get prequalified – A lender can help you get a prequalification letter and help determine which mortgage product is best for you. The letter also helps the seller know that you are a very serious buyer.
  • Next, you’ll want to make a wish list and set a budget – Your prequalification will help you know just how much you’re able to borrow.
  • Prepare your paperwork for your mortgage application – Your mortgage application will require items that do take some time to gather up, such as: your pay stubs, your tax returns W-2s for the past two years, plus all your account statements for the previous two months. Having these items ready to go will make the mortgage application process quicker and you will be ready when you find that perfect home.

If you are ready to get prequalified today, we are ready to help.

The Mortgage Team

The Mortgage Team

(515) 248-1320

Bankers Trust’s team of mortgage originators have the expertise to guide you through a number of homeownership topics, including buying a home, choosing a mortgage type, obtaining a home equity loan or line of credit and much more. Browse through our library of articles, videos and infographics and don’t hesitate to contact Bankers Trust’s mortgage origination office to learn more about customized solutions for your situation. When you meet with one of our loan originators, who have an average of 25 years of experience, you see that experience makes the difference. Learn more about our team here.

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