Building up your savings helps you become financially secure. There are many reasons to save money, and if you’re trying to build up your savings, here are a few tips that will help you save up to $200 a month.
- Use your programmable thermostat, especially when you’re gone. Adjusting your thermostat back 10 to 15 degrees for 8 hours a day can save you up to 15 percent on your energy bill. If your bill is $100, you could be putting $15 back in your pocket.
- Make your coffee at home. A cup of joe at your local coffee shop can cost between two and five dollars. If you make coffee at home just two days a week, you could save around $40 a month.
- Bring your lunch to work. Eating out is much more expensive than bringing lunch from home. Each lunch can cost about $10, so two lunches from home a week could save $80 a month.
- Cut the cable. Cable contracts cost an average of $90 a month. If you trade your cable for an alternative service, you can save anywhere from $50 to $80 a month.
Taking these small steps can save big. Plan ahead; put more money in your pocket.